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From monthly archives: February 2024

We are pleased to present below all posts archived in 'February 2024'. If you still can't find what you are looking for, try using the search box.

The Basics of Certificates of Deposit (CDs)

Certificates of deposit (CDs) are a top savings strategy for high earners that are easy to use and provide a competitive rate of growth. The difference between a CD account and a savings account is A savings account can be used for quick and easy access to funds for emergencies, vacations, and home or car repairs. CDs offer more interest for less accessibility, while savings accounts offer less interest for more flexibility. According to Lauren Perez a former writer at MagnifyMoney, 50% of Americans Find CDs Confusing.

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Breaking Barriers and Building Empires with Women Entrepreneurs in 2024

Women entrepreneurs continue to make significant progress in various industries. They have launched innovative startups, scaled successful businesses, and contributed significantly to economic growth. According to Luisa Zhou, women-owned businesses have grown by 114% in the last two decades. To sustain and accelerate this momentum even further, there are some potential strategies and advice that could help.

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Integro Bank's February CEO Club Event Provides Small Business Leaders and Entrepreneurs an Opportunity to Learn About Cultivating Partnerships and Winning RFPs

PHOENIX, Feb. 14, 2024 /PRNewswire/ -- Integro Bank is honored to announce a special CEO Club event. The event, "Navigating the Entrepreneurial Horizon, Taking That Leap of Faith to Win with Partnerships & RFPs" will be featuring speaker Ron Williams, an award-winning business owner, decorated Desert-Storm Era U.S. Air Force Veteran, who was inducted into the Arizona Veterans Hall of Fame, and recipient of the Arizona "Lifetime Achievement Award."

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The Power of Strategic Collaborations for Small Businesses and Entrepreneurs

Small businesses often face numerous challenges when scaling and expanding their operations. From visioneerit.com "statistics showing 70% startups finding it hard to scale their business". Limited resources, market saturation, and lack of expertise can hinder growth prospects for entrepreneurs and small business owners. However, strategic collaborations offer a powerful solution to these obstacles, providing opportunities for collaboration, innovation, and mutual benefit.

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Securing and Strategizing for More Requests for Proposals (RFPs) in 2024

Securing Requests for Proposals (RFPs) is a crucial gateway to growth and opportunity for most small businesses and entrepreneurs. As per openassets.com, RFPs have consistently influenced approximately 30-40% of companies' sales revenue over the past four years. However, navigating the intricacies of the bidding process can be challenging, and it requires a strategic approach to stand out amidst the competition.

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Entrepreneurship rates have been trending upwards in the United States for the past 19 years.

The top three challenges in entrepreneurs:

1) Recruiting

2) Inflation

3) Insufficient Capital or Cash Flow.

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Securing Capital as an Entrepreneurial and Small Business Owners in 2024

Securing funding remains a critical aspect of success for small business owners and entrepreneurs. However, the process of obtaining a bank loan can often time be difficult especially when facing challenges posed by traditional banking institutions. The latest Biz2Credit Small Business Lending Index, Big banks approved 13 percent of small business loan applications last month, down from 14.5 percent in January. However, Small banks’ approval percentages rose from 19.3% in September to 19.5% in October, marking an increase every month since June 2023. Understanding the landscape and employing strategic approaches could enhance small business owners and entrepreneurs to secure vital capital.

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Overcoming Key Entrepreneurial Challenges in 2024 for Success

The entrepreneurial journey can come with unique risks, challenges, and learning opportunities. FreshBooks reports that 24 million Americans aspire to become entrepreneurs but frequently encounter obstacles that hinder their pursuit. Understanding and taking proactive steps to overcome these hurdles can be crucial not only for survival but also for success.

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